Should A Homeowner Replace Their Roof Before They Sell

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So you’re planning to sell your house. Before putting it in the market, you might probably be facing the same dilemma that a lot of homeowners usually get confused with and that is whether they should replace their roof before selling it. But don’t worry, we got in touch with the top real estate experts to answer this question. Find out what they think below.

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“Should a homeowner replace their roof before they sell?”


“Of course, it all depends on whether you actually need a new roof. If you do, replacing it ahead of listing will let you add a nice feature to your marketing and provide important peace of mind to the buyers. If you don’t replace it, you’re leaving a big negative for the buyers to overcome, and they will no doubt have an inflated idea of the replacement cost. Everything you can do up front to add to the attractiveness of your home will mean a higher settlement price and a quicker sale.”

Dick Greenberg, New Paradigms Partners LLC


“It depends. If the roof is in such bad shape that a new owner won’t be able to get insurance, it should be replaced. If the roof is old but still serviceable, the seller may not need to replace it. Either way, the home should be priced accordingly.”

– Seth Jenson, The Seth Jenson Team

The Seth Jenson Team, RE/MAX Professionals or The Seth Jenson Team | RE/MAX Professionals

(720) 989-1210


“It depends…It is important for the seller to understand the roof condition and course of action necessary prior to listing along with making property disclosure to the listing agent, cooperating agents and prospective buyers. If insurance will cover the cost of replacement then by all means I think the seller should get the reroof scheduled and in process immediately prior to listing the home. It is great to market a new roof to prospective buyers as buyers don’t want to inherit expensive problems. Furthermore, a buyer won’t be able to obtain financing or homeowner’s insurance if a new roof is required and not dealing with this up front could potentially cause delays in closing.

In a second scenario, if the roof needs repair and/or replacement that isn’t covered by insurance AND the roof isn’t currently leaking or causing damage then I believe it is best for the seller to have it inspected by a reputable roofer licensed in the area, get a written scope of work and estimate, disclose to all parties and budget accordingly. Roofs are expensive and if a seller doesn’t have liquid cash to pay for the reroof that can complicate things. Homeowners should obtain 3 different estimates. Sometimes the roof is just old and a homeowner can obtain a roof certification to provide to prospective buyers that specifies the roof has a life span of 3-5 years which should qualify the buyer to obtain insurance and continue with their financing. The buyer will have to budget for a new roof in the future. The seller should disclose everything they find out about the roof, allow buyer to conduct their own inspection and if both parties mutually agree that a reroof is required the buyer may be able to make the roof selection and make up the difference if they want a more expensive roof.  The seller can pay a contractor immediately upon closing if the contractor agrees to complete the work prior and wait to be paid at closing. Another option is the title company withholds money from the seller’s proceeds and pays the contractor once the work is completed after closing. Work performed after closing usually needs to be done within 30-60 days (depends on lender requirements.) The end result in this scenario is the buyer is happy with the new roof and got to help choose it, title company is happy that they know the contractor was paid in full and the seller is happy he didn’t have to produce $8,000-$10,000 prior to receiving the proceeds from his sale.  It is very important that sellers and buyers confirm with everyone involved in the transaction what the requirements are on when the work needs to be completed and how it can be paid for. “

-Angie Spangler, RE/MAX Advanced, Inc.



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Final Thoughts


Before selling your house, make sure that you give it much thought. The better condition your roof has, the better the pricing will be and at the same time you’ll save the people who will be moving into your old house from a lot of trouble in the future.

Bottom line, before selling any property whether you’re concerned about the roofing or any part of the house always consult a real estate expert first.



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